Cloud for Financial Services
Cloud for Financial Services
Sovereign European infrastructure for core banking, payments, claims and KYC. Built for DORA resilience, EU data jurisdiction and predictable cost.
Your core systems have been running for years. What’s changed is everything around them: DORA in force since January 2025, its supervisors asking about your reliance on a single hyperscaler, regulated data under foreign jurisdiction, AI projects that can’t move client data outside the EU, and budget that has no room left for another round of egress fees and FX volatility.
Infrastructure decisions in financial services aren't just about performance and cost anymore. They now come down to operational resilience, which law applies to your data, and whether you can prove all of it to an auditor.
What the white paper covers
DORA compliance and EU sovereignty. A breakdown of the five DORA pillars (ICT risk management, incident reporting, TLPT, third-party risk, information sharing), what each one requires from your infrastructure provider, and the evidence a supervisor will ask for. Plus, the difference between EU datacentres and EU-only data access, how the US CLOUD Act applies extraterritorially, and what SecNumCloud and SEAL-4 qualification actually certify.
Resilience, concentration risk and a credible exit plan. 3-AZ regions, multi-region disaster recovery, immutable audit logs and backup, with realistic RTO and RPO targets for core banking, payments and claims platforms. Based on open standards (OpenStack, Kubernetes, S3) so you can build a European Tier-2 alternative and put together a regulator-ready exit plan, all without rewriting your applications.
Predictable economics and sovereign AI. Euro-denominated pricing, zero egress fees and FinOps visibility to defend a 3–5 year IT budget with no mid-year overruns. And fraud detection, KYC, risk modelling and actuarial analytics running on EU GPU capacity, with EU AI Act traceability and no data exposure to non-EU providers.
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Three pillars
European sovereignty
French-owned, governed by EU law, with no US corporate parent and not subject to the CLOUD Act. Regulated data stays in EU/EEA datacentres.
Regulatory compliance
DORA-aligned architecture and documentation, ISO 27001, SOC 1 & 2, PCI-DSS Level 1, SecNumCloud and SEAL-4, plus EBA and EIOPA outsourcing alignment.
Predictable cost
Euro-denominated pricing, no egress or ingress fees and FinOps-ready billing, so Finance, IT and Risk are always working off the same budget.
Where we can help
Cloud cost control and optimisation
Quarter-to-quarter swings in your cloud bill make it hard to defend a three-year IT budget. We look at what your workloads actually use, shift steady core banking and reporting loads onto reserved capacity, and clear away the surprises: egress charges, idle environments, and licences you no longer need. Euro-denominated, so no FX drift, and a cost per service you can take to your CFO.
Cloud migration
You can’t just switch core banking, payments or claims platforms over a weekend when transactions can’t stop. We plan the migration one workload at a time, run your old and new environments side by side while you transition, and cut over whenever suits you best. Same applications, same processes, plus the evidence trail your supervisor will ask for afterwards.
Legacy application modernisation and virtualisation improvement
Business-critical applications still running on ageing hardware and virtualisation licences that keep changing terms. We move those environments onto a hosted private cloud that matches your current stack, then modernise over time: containers, managed databases, new analytics. All without rewriting what already passes audit.
High availability for business continuity
Under DORA, you can’t just have resilience, you have to prove it. We design 3-AZ and multi-region architectures around the RTO and RPO each service genuinely needs, with immutable backups and tested recovery, so a ransomware attack becomes a restore rather than a negotiation. Documented, auditable, and ready for a resilience test.
Why choose OVHcloud
Trusted global cloud provider
20+ years of delivering a full range of innovative cloud and bare metal solutions.
46 world-class datacentres
Present across 4 continents and in 183 countries with multiple Points of Presence (PoPs) across the globe.
Vertically-integrated supply chain
Servers and datacentres designed and built in-house, using the latest and most innovative components.
Unbeatable price-performance ratio
High-performing and cost-effective solutions within a secure, reliable, open and sustainable cloud environment
Got a project in mind?
We’re offering a free session with our team of experts, book yours to discuss your plans and see how we can help make them happen.
Your questions answered
Does hosting with OVHcloud make us DORA-compliant?
No provider can make you compliant, and any that claims otherwise is worth a second look. Under DORA the obligations rest with the financial entity: you own the ICT risk framework, the register of information and the resilience testing programme. A provider’s job is to give you the evidence your supervisor needs: Article 30 contractual provisions, the subcontracting and data-location details your register requires, audit and access rights for both you and your supervisor, incident notification, and documented exit support.
What does ‘no CLOUD Act exposure’ actually mean?
EU datacentres and EU-only data access are not the same thing. The US CLOUD Act reaches providers subject to US jurisdiction wherever their servers are physically located, so a Frankfurt or Paris region operated by a US parented company remains in scope. OVHcloud SAS is French-owned, and governed by EU law, with no US corporate parent. Additionally, for the strictest requirements, SecNumCloud qualification layers on ANSSI-verified criteria.
Can we migrate core banking or claims platforms without rewriting them, and how would we exit if we had to?
At heart, these are one and the same question. Hosted Private Cloud on VMware or Nutanix matches your current stack, so it’s a migration, not a rewrite, handled workload by workload, with both environments running side by side until you choose to cut over. Public Cloud runs on open standards — OpenStack, Kubernetes, S3-compatible storage — so there’s no proprietary API to untangle further down the line. That’s the difference between an exit plan that’s just paperwork and one you could actually carry out.
Realistically, what RTO and RPO can we commit to, and how do we show the evidence for them?
It depends on the workload, and what’s true for a core banking ledger won’t be the same for a reporting platform. We design around 3-AZ regions for in-region failure and multi-region replication for the scenarios a supervisor will probe, with immutable audit logs, immutable backups and tested recovery, turning a ransomware event into a recovery rather than a negotiation. Ask for the target architecture and the test evidence together, one without the other won’t hold up under a resilience test.